What Is the Scope and Support of a Home Warranty?

Home warranties can be valuable for protecting investments and helping you save money on home repairs. A home warranty can cover repairs and well-system maintenance and repairs, which can be especially helpful if you have an older home. However, it is essential to understand the limitations and exclusions of a home warranty before signing a contract.


Home warranty companies such as https://homewarranty.firstam.com/homeowner/home-warranty/arizona offer different plans that can be customized according to your needs. For example, you can pay monthly premiums or the service fee upfront. This option can reduce the monthly premium amount. In any case, you should ensure that the monthly premium will justify the cost of the home warranty plan and that you will get value for your money. In addition, there are also service fees, which cover the costs of identifying and diagnosing problems and are usually in the range of $60 to $150.


A home warranty is an insurance plan that covers the costs of repairs or replacements of mechanical systems or appliances within the warranty period. When these systems fail, homeowners usually contact the warranty company and arrange for a technician to come and fix them. The warranty will cover the trade call fee for the repair or replacement but may not cover the entire replacement cost.


The cost of a home warranty depends on many factors, including the size and type of the home and the level of coverage you need. The average home warranty cost is $400 to $750 per year. A warranty policy covers major systems and appliances in your home. However, it doesn’t protect shared systems in the building, such as a well or a sump pump. Instead, you should check with your building’s condo board to find out what’s covered. A home warranty policy will generally cover all of the standard mechanical systems in your home, including heating and cooling systems, plumbing, and electrical. Major appliances, such as washers, dryers, and dishwashers, are also covered.

Home warranty companies offer many plans and options for homeowners. Some are national, while others operate only in certain areas. Some specialize in a particular area or offer plans that can be added to one another for comprehensive coverage. Most home warranty companies provide basic and combination methods and can add extra coverage if you choose. However, home warranty companies may not offer their services in every state or region.


Home warranty companies have different types of exclusions that limit the types of covered items. For example, some exclusions are relatively small, less than the cost of a service call, while others are larger and include parts that cannot be repaired or replaced. These exclusions are used to limit liability and eliminate overlap in coverage.

When purchasing a home warranty, carefully read the fine print. Most policies include a long list of exclusions. For instance, many plans do not cover certain appliances, such as refrigerators and ice makers.

Another home warranty exclusion is damage caused by contractors who work on your home. You may have to pay extra for coverage of these types of events. Furthermore, your warranty does not cover any accessories you buy separately.

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